For bumbling folks like me, going without phone insurance is like playing a constant game of Russian roulette – every time I drop a smartphone or tablet could result in its permanent death and untimely death. Problem is, I couldn’t obtain insurance even if I wanted to, because I never think I’ll need it at the time of purchase (even though I typically regret not purchasing it).
Sprint understands I’m not the only one in a pickle. Throughout the month of June, the carrier is allowing subscribers to enroll retroactively in the a device protection plan. Even if you chose to opt out at the time of purchase, you’re eligible to take advantage as long as your device is “functioning” and “in [your] possession.”
Insurance is $7 per month for prepaid devices and ranges from $8 to $13 for postpaid tablets and handsets.
Here’s a breakdown of Sprint’s options:
Total Equipment Protection
- Protection for prepaid devices
- Covers loss, theft, and liquid or physical damage
- In-store repairs and mechanical or electrical failures caused by defects and ware and tear
- $8 to $11 per month, plus a deductible from $50 to $200
Total Equipment Protection Plus
- Protection for higher-tier devices
- All features of the Total Equipment Protection plan
- Antivirus security, automatic backup of photos and videos, and tech expert hotline
- First two device repairs/exchanges are free, then $25 thereafter within a 12-month period
Advanced Protection Pack
- Protection for tablets, netbooks, and notebooks
- Covers mechanical or electrical breakdown due to defects or normal wear and tear, accidental damage, loss, or theft
- Includes technical support, including antivirus software
- 90 days of online credit monitoring in the event of theft
- $13 per month per device, plus a $100 deductible for accidental damage, loss, or theft
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